Here's the full walkthrough — From Setup to Monthly use, start to finish.
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A quick orientation: what the tool does, how it's laid out, and how to make it yours before you dive in.
Your 20,000-foot view — how every number on the dashboard rolls up from the tabs you fill in, and what each one is telling you.
Entering your income sources so the tool knows what you're working with each month.
Logging your expenses — including how Monthly Average and Actual Paid work, and why the tool tracks both.
How the Snapshot pulls your whole picture together into a single at-a-glance summary.
Adding your debts — balances, rates, and minimums — so the tool has what it needs to build your payoff plan.
The heart of the tool: how it compares Snowball vs. Avalanche against your real numbers and recommends the method that fits you.
Reading your spending trends and month-over-month comparisons to see where your money is actually going.
Going deeper on the analytics — using the Lock feature and monthly tracking to keep your comparisons accurate over time.
Your debt-free journey, visualized — the payoff timeline, your finish line, and how much sooner you'll get there.
Generating and printing your Financial Health Report — the summary you can save, share, or keep on the fridge.
Where to find help when you need it, the resources built into the tool, and a few closing thoughts.